Gray Credit Repair is here to help you meet your credit score goals. Our credit repair services can help you work to remove the inaccurate or unverifiable negative items listed on your credit report.

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We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair. This includes; negative accounts, late payments, even bankruptcy.

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We ask your creditors to verify the negative items they’re reporting. If they can’t, they are required by law to stop reporting them. This positively affects your credit score.

We give you proven ways to establish a positive credit profile and continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals.

We will help you by disputing inaccurate and unverifiable items on your credit reports.

Most people are aware of the three credit reporting bureaus, Equifax, Experian and TransUnion. The average difference in scores between the highest and lowest of your credit scores, from the three bureaus, is 60 points. This is the result of the credit bureaus having different items on their report, which may be correct, incorrect or are not reported in full compliance with credit law. According to a recent study, nearly 80% of all credit reports have serious errors on them and this does not even include the even smaller errors for which we look.

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WE'VE BEEN SUCCESSFUL AT REMOVING:

LATE PAYMENTS
CHARGE OFFS
BANKRUPTCY
MEDICAL BILLS
COLLECTIONS
FORECLOSURES
TAX LIENS
STUDENT LOANS
INQUIRIES
CREDIT ERRORS
AND MORE!

30 Credit Tips to Boost Your Score!

Terms and Conditions

Privacy Policy:  Commitment to Your Privacy
This site is owned and operated by Gray Financial Solutions, LLC. Your privacy on the Internet is of the utmost importance to us. At Gray Financial Solutions, LLC, we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.
 
Sharing of Information
Gray Financial Solutions, LLC does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.
 
Security
Gray Financial Solutions, LLC operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.
 
Information Gray Financial Solutions, LLC Gathers and Tracks
Gray Financial Solutions, LLC gathers two types of information about users:

• Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address. This information is not shared or used for any marketing purposes whatsoever.
• Information Gray Financial Solutions, LLC gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.

Cancellation Policy

• Services are provided on a month-to- month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears.

Usage Tracking
Gray Financial Solutions, LLC tracks user traffic patterns. However, we do not correlate this information with data about individual users. Gray Financial Solutions, LLC does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). Gray Financial Solutions, LLC sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.

Cookies
We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. Gray Financial Solutions, LLC uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site.
 
Your Consent
By using this site, you consent to the collection and use of this information by Gray Financial Solutions, LLC. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
 
Public Safety and Legal Process
We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.