What Can You Expect From Us?
We Dispute Inaccurate &
Unverifiable
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Most people are aware of the three credit reporting bureaus, Equifax, Experian and TransUnion. The average difference in scores between the highest and lowest of your credit scores, from the three bureaus, is 60 points. This is the result of the credit bureaus having different items on their report, which may be correct, incorrect, or are not reported in full compliance with credit law. According to a recent study, nearly 80% of all credit reports have serious errors on them and this does not even include the even smaller errors for which we look. |
How It Works
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WE TAKE AN IN-DEPTH LOOK AT YOUR CREDIT
Are you looking to get an auto loan or to refinance an existing loan? Is your credit preventing you from being approved for your dream home? Schedule a consultation today, and let us see how we can help you. PERSONALIZED STRATEGY
After your evaluation, we will work with you to develop a personalized strategy and dispute inaccurate and unverifiable items with all three credit bureaus. We know what works! We will write customized letters on your behalf. Within 45 days the bureaus will respond to you directly with your results. |
Repair
Rebuild
Restore
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Packages & Pricing
Credit is part of your financial POWER! Not only is it essential for obvious things like qualifying for a loan or getting a credit card, but also for less obvious things like getting cellular telephone service, renting a car, and perhaps even getting a job.
Frequently Asked Questions
Is Credit Repair Legal?
Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed.
Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore, most credit reports improve immediately. For items that are disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified but not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed.
Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore, most credit reports improve immediately. For items that are disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified but not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Can you guarantee results?
It is illegal for any credit company to guarantee results, however, we understand the apprehension so we work very closely with you, giving you direct access to your process via the client portal. We provide you with a login to keep up with the process in real-time and also provides you with a credit specialist you can message directly through this portal! We work very hard to ensure you experience favorable, but if for any reason it is less than please contact us directly so we can make matters right.
It is illegal for any credit company to guarantee results, however, we understand the apprehension so we work very closely with you, giving you direct access to your process via the client portal. We provide you with a login to keep up with the process in real-time and also provides you with a credit specialist you can message directly through this portal! We work very hard to ensure you experience favorable, but if for any reason it is less than please contact us directly so we can make matters right.